A Safety Net for Emergencies
We all make mistakes; we all deal with emergencies.
Ready Reserve is a pre-approved unsecured personal loan that's there when you need additional funds. It is designed to:
- Act as overdraft protection for your checking account.
- Help you eliminate costly returned-check fees or declined transactions.
- Be there for you when emergencies and unplanned expenses come up.
Terms of Using Ready Reserve
- 18.00% APR (Annual Percentage Rate)
- 12 month maximum term
- $20.00 annual fee
- Minimum payment is 15.00% of loan balance or $25.00 per month, whichever is greater.
- $15.00 late charge if loan payment is not paid within 10 days of payment due date.
Call us or visit our nearest location for an application or more information.